Money

Smart Money: Your Money in 2023: Homebuying and Selling

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.In this week’s episode, we continue our series...

How to Tackle Holiday Debt in January

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.After years of being in debt, Rachel Kramer Bussel came to a realization: “If I don’t become proactive about it,...

How Pay Transparency May Affect Your Job Search or Next Raise

Knowing if you're being paid fairly for the work you do is a mystery shrouded in a lack of information. That may be changing, though, and pay transparency may be the catalyst. It's a growing trend for companies to reveal what a job opening or current position pays — whether voluntarily, or because governments mandate...

3 Steps to Consolidating Credit Card Debt in the New Year

A new year is a time for resolution-making, and in 2023 you may be especially determined to get control of your finances. For many, that means eliminating high-interest credit card debt. Credit card balances were up 15% in the third quarter of 2022 compared to the same quarter in 2021 — the largest increase in 20...

Smart Money: How to Complain, and Saving for Your Kids’ Future

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.This week’s episode starts with a discussion with...

Smart Money: Your Money in 2023: Investing in the Stock Market

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.This week’s episode is all about investing in...

5 Tactics to Pay Off Buy Now, Pay Later Debt

Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut.If you’re not financially prepared to pay up, late fees or other charges can bury you deeper in debt. Circumstances can change over a matter of weeks through financial setbacks like unemployment, an unexpected...

Privacy Hacks May Hurt Your Credit + You Won! Can You Hide?

Privacy seems to be an increasingly rare commodity. How often do we hear about security breaches that reveal our personal information to some bad actor somewhere? It feels as if it's almost daily. LastPass, the password security app (ironically enough), Chick-fil-A and Twitter have all recently (like in the past couple of weeks or so) had...

Sneaky ways inflation could affect your money in 2023

You’re probably familiar with the more obvious ways inflation affects your finances. Your money doesn’t go as far at the grocery store, for example. But other ways inflation helps or hurts have gotten less attention.

Small-Business Trends: 6 Predictions for 2023

Since the onset of the COVID-19 pandemic, small-business owners have faced ever-changing regulations, cash flow shortages and general economic uncertainty. And 2022 brought its own challenges: inflation, rising interest rates and staffing shortages, among others.Entrepreneurs, however, remain resilient and optimistic about the year ahead. In fact, 66% of small-business owners expect their revenue to increase...

Smart Money: Retirement Changes You May Have Missed

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this week’s episode, we discuss the newest...

6 Ways to Set Financial Boundaries

While setting boundaries around money can sometimes be a daunting task, doing so can help put you on the path to financial wellness.If you struggle with setting (and sticking to) financial boundaries, there's no better time than the start of a new year to get into the habit.What are financial boundaries?  “Money boundaries are limits that...

5 Ways to Position Your Pocketbook for an Uncertain 2023

Between inflation driving up the cost of living and interest rates rising in response, 2022 was an expensive year. Talk of a recession continues, so 2023 may come with its own money challenges. And consumers are worried: NerdWallet’s annual household debt study found that nearly 7 in 10 Americans (69%) have financial concerns about the...